BFSI Digital & AI Solutions
Banking, Financial Services & Insurance Industry Overview
Digital Solutions for BFSI Industry
Core Banking & Financial Platforms
Core Banking Systems (CBS)
Digital Lending Platforms
Payments & Digital Wallets
Treasury & Risk Management Systems
Trading & Capital Markets Platforms
Customer Experience Solutions
Mobile & Internet Banking
Omni-channel CRM
Self-Service Portals
Personal Finance Management (PFM)
Data & Infrastructure
Data Warehouses & Data Lakes
Business Intelligence (BI)
Identity & Access Management (IAM)
Zero Trust Security
Digital Transformation Solutions
| AI Solution | Use Case | Business Impact |
|---|---|---|
| Conversational AI & Chatbots | Customer support & service | 24/7 support, reduced cost |
| AI Credit Scoring | Loan underwriting | Lower defaults, faster approvals |
| Fraud Detection AI | Transaction monitoring | Reduced fraud losses |
| Predictive Analytics | Loan delinquency prediction | Early risk mitigation |
| NLP & OCR | KYC, claims & document processing | Automation & faster processing |
| Robo-Advisors | Wealth management | Personalized investment advice |
BFSI Use Cases & Problem Statements
Digital Onboarding
Problem : Slow and manual KYC processes
Solution : AI-based document verification & eKYC
Fraud Prevention
Problem : Increasing sophisticated fraud attacks
Solution : Real-time AI anomaly detection
Personalized Financial Products
Problem : Low conversion from generic offers
Solution : AI-driven personalization engines
Insurance Claims Processing
Problem : Manual claim validation delays
Solution : NLP-based automated claims assessment
BFSI Industry Trends
Embedded Finance & Open Banking
Cloud-Native Banking Platforms
AI-First Financial Institutions
Real-Time & Cross-Border Payments
Hyper-Personalized Customer Experience
RegTech & Automated Compliance
Sustainable & Green Finance
BFSI Standards & Compliance Solutions
Standard / Regulation
PCI DSS
ISO 27001
GDPR / CCPA
KYC / AML (FATF)
Basel III / IV
IFRS 17
PSD2
Purpose
Payment card security
Information security management
Data privacy & protection
Customer identity & anti-money laundering
Banking risk & capital management
Insurance accounting standards
Open banking & APIs
Compliance & RegTech Solutions
Automated AML Monitoring Systems
Digital KYC & Identity Verification
Regulatory Reporting Automation
Consent & Data Privacy Management
Audit, Risk & Governance Dashboards
